Credit Templates
We provide a full suite of customizable screening, underwriting and closing templates designed to efficiently evaluate potential borrowers. These templates are adaptable to your specific industry, underwriting criteria and credit policy requirements.
Initial Screening
The first step in lending involves evaluating potential borrowers. This can be a time-consuming process, but with these templates, it becomes more efficient. We understand the need for commercial lenders to swiftly evaluate potential borrowers and make informed decisions. Our customizable templates not only simplify the collection of essential borrower data but also excel in delivering actionable insights. Think of them as your dedicated aides, providing concise and relevant information that enables senior decision-makers to quickly determine whether to proceed or decline a transaction.
Credit Underwriting
In the realm of underwriting, our credit memo template stands as a robust tool for synthesizing multifaceted information. It seamlessly integrates borrower profiles, market dynamics, industry insights, risk factors, and mitigants. Additionally, it concisely captures transaction highlights, ensuring that all essential aspects are at your fingertips. Moreover, our template meticulously aligns with credit policy requirements and exceptions, as well as regulatory mandates. It serves as your comprehensive guide to informed lending decisions.
Deal Closing
As we approach the closing phase, our template excels in tracking any changes that may have arisen from underwriting, ensuring that all final transaction terms are meticulously recorded. It goes beyond the basics, encompassing critical aspects such as sources and uses of funds, covenant definitions, and post-closing requirements. Consider it your valuable tool for accurate documentation, facilitating a seamless transition from underwriting to portfolio management while capturing all the relevant information to support this transition.
Credit Templates Key Features
Customizable Templates
Access a versatile suite of templates that can be tailored to meet your unique lending criteria and requirements.
Data Integration
Reduce duplicative data entry and enhance efficiency by enabling seamless data flow and integration between templates, ensuring consistency and accuracy throughout the lending process.
Efficient Screening
Streamline borrower evaluation with screening templates that gather essential information quickly and effectively.
Structured Underwriting
Utilize underwriting memo templates for a systematic approach to assessing borrower creditworthiness, analyzing financials, and managing risk factors.
Seamless Closing
Ensure a smooth and error-free closing process by using templates that encompass all necessary documentation and due diligence procedures.